Net worth tracker

Your net worth, updated in one line a month

Add each account once: savings, a brokerage, a robo-advisor, CPF, a loan. Each month Cumulate asks what they’re at now; answer in one line and the trend draws itself.

Private by default

Amounts stay hidden until you tap to show them, and balances are never sent to the AI.

Debts count properly

Loans and card balances subtract from the total, so the number is what you actually own.

History without effort

Every update is kept, so you see month-on-month change without a spreadsheet.

Does it pull balances automatically?

No. You type the balances. That keeps bank and investment logins out of the app entirely.

Can I track several currencies?

Yes. Each account keeps its own currency and the total converts to your home currency.